Fraud Friday: Tax Refund & Phishing Scams
When in Doubt, Check It Out
During tax season, scammers often take advantage of the anticipation around tax refunds by sending phishing emails and text messages designed to look like they come from the IRS or other legitimate sources.
These messages are intended to trick individuals into clicking links or providing personal and financial information.
How Tax Refund Scams Work
A scammer may send a message claiming your tax refund is ready or that there is an issue with your return. The message often includes a link directing you to a website that appears legitimate but is actually designed to collect sensitive information.
They may ask you to enter:
- Social Security numbers
- Online banking credentials
- Account numbers
- Personal identifying information
Once submitted, this information can be used for identity theft or financial fraud.
Warning Signs to Watch For
Be cautious if you receive a message that:
- Claims your refund is ready but requires action
- Includes links asking you to log in or verify information
- Comes from an unfamiliar or suspicious email address
- Creates urgency or pressure to act quickly
If you were not expecting the message, it is best to proceed with caution.
Important to Know
The IRS does not send unsolicited emails or text messages requesting personal or financial information.
Official IRS communication typically begins through mailed notices, not through links or digital messages.
How to Protect Yourself
- Do not click links in unexpected emails or text messages
- Do not provide personal or financial information
- Access IRS information only through official websites
- Take time to verify before responding to any message
If something doesn’t feel right, it is always best to pause and confirm before taking action.
At Great Falls Credit Union, protecting our members from fraud is a priority.
When in doubt, check it out.
