New & Used Autos - 2016 & Newer
Interest rates effective July 20, 2022
Term
|
Interest Rate
|
Annual Percentage Rate***
|
Payments per $1,000 Per Month
|
| 12 Months |
as low as 3.00% |
3.00% |
$84.70 |
| 24 Months |
as low as 3.00% |
3.00% |
$42.99 |
| 36 Months |
as low as 3.00% |
3.00% |
$29.09 |
| 48 Months |
as low as 3.25% |
3.25% |
$22.25 |
| 60 Months |
as low as 3.85% |
3.85% |
$18.36 |
| 72 Months* |
as low as 4.50% |
4.50% |
$15.88 |
| 84 Months** |
as low as 5.00% |
5.00% |
$14.14 |
*72 Month Term only available for autos 2017 & newer. **84 month term only available to autos 2020 & Newer that have less than 30,000 miles. Minimum to finance $25,000. ***100% Financing available for qualified applicants. Annual Percentage Rate based on a credit score of 750 or higher. Your individual loan rate will be based on your personal financial situation and previous credit performance.
Used Autos - 2011 - 2015
Interest rates effective July 20, 2022
Term
|
Interest Rate
|
Annual Percentage Rate
|
Payments per $1000 per Month
|
| 36 Months |
as low as 3.75% |
3.75% |
$29.42 |
| 48 Months |
as low as 4.50% |
4.50% |
$22.81 |
Maximum Loan to Value of 90%. Must add GAP if financing over MSRP or NADA.
Used Autos – 2010 & Older
2010 and older will be financed at the unsecured rate.
Recreational Vehicles
Interest rates effective July 20, 2022
Term
|
Interest Rate
|
Annual Percentage Rate
|
Payments per $1,000 per Month
|
| 36 Months |
as low as 3.75% |
3.75% |
$29.42 |
| 48 Months |
as low as 4.00% |
4.00% |
$22.59 |
| 60 Months |
as low as 4.25% |
4.25% |
$18.54 |
| 72 Months |
as low as 4.50% |
4.50% |
$15.88 |
| 84 Months |
as low as 5.00% |
5.00% |
$14.14 |
| 96 Months |
as low as 6.50% |
6.50% |
$13.40 |
| 120 Months |
as low as 6.75% |
6.75% |
$11.49 |
| 144 Months |
as low as 7.75% |
7.75% |
$10.70 |
10 year minimum loan $15,000-$20,000/12 year minimum loan $20,000-$30,000/15 year loan $30,000
Tractor & Farm Equipment
Interest rates effective July 20, 2022
Term
|
Interest Rate
|
Annual Percentage Rate
|
Payments per $1,000 per Month
|
| 48 Months |
as low as 5.50% |
5.50% |
$23.27 |
| 60 Months |
as low as 5.85% |
5.85% |
$19.27 |
| 72 Months |
as low as 6.25% |
6.25% |
$16.70 |
| 84 Months |
as low as 6.75% |
6.75% |
$14.98 |
| 96 Months |
as low as 7.50% |
7.50% |
$13.89 |
Please call for rates and terms for 10 or more years for tractors and equipment loans.
Unsecured Loans
Interest rates effective July 20, 2022
Term
|
Interest Rate
|
Annual Percentage Rate
|
Payments per $1,000 per Month of Repayment
|
| 24 Months |
as low as 9.25% |
9.25% |
$45.81 |
| 36 Months |
as low as 9.50% |
9.50% |
$32.05 |
| 48 Months |
as low as 10.00% |
10.00% |
$25.38 |
| 60 Months |
as low as 11.00% |
11.00% |
$21.26 |